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23) 144 = 2* 32

     sum of divisor of 144 = (20+21+22+23 +24) * (30+31+32)

     =(25-1)/(2-1) * (33-1)/(3-1) = 31*13 = 403

     160 = 25 * 51

     sum of divisor of 160 = (20+21+22+23 +24 +25) * (50+51)

     =(26-1)/(2-1) * (52-1)/(5-1) = 63*6 = 378

now SUM of SUM OF DIVISOR = 403 + 378 =781

24)

    96 = 25 * 31

sum of EVEN divisor of 96 = (21 + 22 + 23 + 24 +25) * (30 +31)

(we are not adding 20  term becoz when we multiply with any odd term we get odd term only )

=2(25-1)/(2-1) * (32-1)/(3-1) = 62 * 4 = 248

3600 = 2* 3* 52

sum of ODD divisor of 96 = (30 +31 +32) * (50+51+52)

(here for odd divisor we consider only odd term as we know   even * odd =even)

= (33-1)/(3-1) * (53-1)/(5-1)  =13 * 31 = 403

now SUM is 248 + 403 = 651

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