it is Simultaneous access method to L1 , L2 ,and L3 Hierchical access.
Tavg = 0.8 $\times$ 100 + 0.9 $\times$ 200 + 0.2 $\times$ 0.1$\times$ 500 = 270 nsec
i.e. 1st go to L1 and L2 simultaneously , if hit read, if miss then Read from hard disk to processor .
Note: here it is not given that data from hard disk comes to cache then processor fetch but given In case of miss in any of those it fetches the data from hard disk L3(100% hit rate) which has a latency of 500ns. i.e. Processor fetch data directly from hard disk, looks unpractical but we have to go with question wording.