Refreshments done in $1 \text{ msec } = 64$
$\implies$ refreshments done in $10^6 \text{ nsec } = 64$, $(\because 1 \text{ msec } = 10^6 \text{ nsec})$
Now, refreshments done in $200 \text{ nsec } = \frac{64 \times 200}{10^6} = \frac{128}{10^4}$
$\implies$ in $1$ memory cycle, $\frac{128}{10^4}$ refreshes could be done.
Time spent in doing $\frac{128}{10^4}$ refreshes $ = 100 \text{ nsec } \times \frac{128}{10^4} = 1.28 \text{ nsec }$
$\implies$ Out of $200 \text{ nsec}, 1.28 \text{ nsec } $ is spent in doing refreshments.
$\implies$ Percentage of CPU time spent in refreshments $ = \frac{1.28 \text{ nsec }}{200 \text{ nsec }} \times 100 = 0.64$ %