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 X∈{0,1}  Y∈{0,1}
i.e. for P(X+Y>=1) value of X and Y can be {(0,1),(1,0),(1,1)} 
So we can say , P(X+Y>=1) = 1-P(X+Y<1)
                                                  = 1- P(X=0,Y=0)
                                                 =1-  {P(X=0).P(Y=0)}
                                                 =1-pq
                                                                                   
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